Aprajitamfa | Loan Services
Aprajitamfa Loan Services

All Types of Loans

Personal, business, home, vehicle, education, gold and government scheme loans — guided support under one roof.

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1
Unsecured Loan

Personal Loan

Get instant personal loans for any purpose — medical emergencies, travel, wedding, home renovation or education. No collateral required with approvals from top banks and NBFCs.

Interest Rate
10.50%–24% p.a.
Loan Amount
₹50K – ₹40 Lakh
Tenure
12–60 Months
Approval
24 Hours
Key Features & Benefits
No collateral required
Instant disbursal in 24 hrs
Minimal documentation
Flexible repayment tenure
Salaried & self-employed
Pre-closure facility
Balance transfer option
100% online process
Documents Required
Aadhaar Card PAN Card Income Proof / ITR Bank Statement (6M) Salary Slips (3M)
Apply for Personal Loan
Best Used For
Medical

Emergency funds instantly

Travel

Fund your dream trip

Wedding

Make celebrations special

Renovation

Upgrade your home

Eligibility
Age: 21–60 YearsAt time of application
Min. Income: ₹20,000/monthSalaried or self-employed
CIBIL Score: 700+Higher score = better rate
Free Consultation
2
Secured / Unsecured

Business Loan

Grow your business with working capital support, inventory financing, expansion funding or daily operational needs with fast approval.

Interest Rate
12%–22% p.a.
Loan Amount
₹1L – ₹5 Crore
Tenure
12–84 Months
Approval
48–72 Hours
Key Features & Benefits
Working capital & term loan
MSME & SME friendly
Minimal documentation
Secured & unsecured options
Flexible EMI structure
Quick loan processing
Documents Required
Aadhaar & PAN Business Proof Bank Statement (12M) ITR (2 Years) GST Returns
Apply for Business Loan
Best Used For
Expansion

Scale your operations

Inventory

Stock up for demand

Hiring

Build your team fast

Equipment

Upgrade machinery

Eligibility
Business Age: 2+ YearsActive business with GST
Annual Turnover: ₹10L+As per bank statement
CIBIL Score: 700+Business & personal score checked
Free Consultation
3
Secured Loan

Home Loan

Finance your dream home — purchase, construction or renovation with long tenure, lowest interest rates and tax benefits available on repayment.

Interest Rate
From 8.50% p.a.
Loan Amount
₹5L – ₹5 Crore
Tenure
Up to 30 Years
LTV
Up to 90%
Key Features & Benefits
Purchase, construction & renovation
Tax benefit Sec 80C & 24(b)
Balance transfer available
Top-up loan facility
Salaried & self-employed
Longest repayment tenure
Documents Required
Aadhaar & PAN Income Proof / ITR Bank Statement (6M) Property Documents Salary Slips (3M)
Apply for Home Loan
Best Used For
Purchase

Buy your dream home

Construction

Build from ground up

Renovation

Upgrade existing home

Balance Transfer

Move to lower rates

Eligibility
Age: 21–65 YearsAt time of application
Min. Income: ₹25,000/monthSalaried or self-employed
CIBIL Score: 700+Better score = lower EMI
Free Consultation
4
Secured Loan

Loan Against Property

Unlock the value of your residential or commercial property and get high-value funds at lower interest rates for any business or personal requirement.

Interest Rate
From 9% p.a.
Loan Amount
₹5L – ₹10 Crore
Tenure
Up to 20 Years
LTV
Up to 75%
Key Features & Benefits
Residential & commercial property
Lower rate than personal loan
High loan based on valuation
Flexible end-use of funds
Documents Required
Aadhaar & PAN Property Documents Bank Statement (12M) ITR (2 Years)
Apply for LAP
Best Used For
Business

Expand operations

Medical

High-cost treatment

Education

Higher studies abroad

Debt Consolidation

Merge all loans

Eligibility
Age: 25–70 YearsProperty owner required
Clear Property TitleNo dispute on property
CIBIL Score: 650+Secured loan, flexible criteria
Free Consultation
5
New & Used Vehicle

Car Loan

Drive your dream car with affordable new or used car financing. Get on-road price covered with quick approval and flexible EMI options.

New Car Rate
From 7.5% p.a.
Used Car Rate
From 10% p.a.
Tenure
12–84 Months
Funding
Up to 100%
Key Features & Benefits
New & pre-owned vehicle
Quick disbursal
Minimal documentation
All major brands covered
Documents Required
Aadhaar & PAN Income Proof Bank Statement (3M) Vehicle Quotation
Apply for Car Loan
Best Used For
New Car

100% on-road price

Used Car

Up to 85% valuation

Business Use

Commercial vehicles

Electric Car

EV loan support

Eligibility
Age: 21–65 YearsValid driving licence preferred
Min. Income: ₹15,000/monthSalaried or self-employed
CIBIL Score: 680+Good score = lower EMI
Free Consultation
6
Quick Credit

Instant Loan

Urgent funds needed? Same-day disbursal with minimal paperwork for emergencies and short-term needs.

Amount
₹5K – ₹5L
Tenure
1–24 Months
Disbursal
Same Day
No collateral needed
Digital process
Emergency ready
Flexible EMI
Apply Now
7
Study Finance

Education Loan

Fund your studies in India or abroad with affordable education loans with moratorium period and tax benefits.

Amount
Up to ₹1.5 Cr
Tax Benefit
Sec 80E
Repayment
Post Course
India & abroad courses
Moratorium period
Tax benefit 80E
Co-applicant support
Apply Now
8
Asset-Based

Gold Loan

Use your gold jewellery as collateral and get instant funds. No CIBIL check needed — simple, safe and fast.

Rate
From 7% p.a.
LTV
Up to 75%
Disbursal
Same Day
No CIBIL check
Instant disbursal
Safe gold storage
EMI or bullet option
Apply Now
9
Working Capital

OD / CC Loan

Revolving credit line for businesses — overdraft and cash credit facility with pay-only-what-you-use interest model.

Type
Revolving
Interest
On used amount
Renewal
Annual basis
Pay interest on used amount
Reuse as you repay
Ideal for cash flow mgmt
Secured & unsecured
Apply Now
10
Govt Backed

Government Scheme Loans

Access government-backed credit schemes with subsidies, lower interest and dedicated support — PM Mudra, Kisan Credit Card, PM SVANidhi and more.

PM Mudra
Up to ₹10 Lakh
Kisan CC
As per land holding
SVANidhi
₹10K – ₹50K
Startup India
Subsidy-linked
Schemes Covered
PM Mudra — Shishu / Kishore / Tarun
Kisan Credit Card
PM SVANidhi (Street Vendors)
Startup India Loan
Stand Up India Scheme
PMEGP Scheme Support
Apply for Govt Scheme Loan
Best Used For
Small Business

Mudra loan support

Agriculture

Kisan Credit Card

Street Vendors

SVANidhi scheme

Startups

Startup India credit

Who Can Apply
Small Business OwnersMicro and small enterprises
Farmers & Agri WorkersKisan Credit Card eligible
Street Vendors & ArtisansPM SVANidhi eligible
Free Consultation
Apply Today

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